|
Website Privacy Policy
(Effective January 1, 2008)
Green Dot Corporation values your trust and respects your
expectation of privacy. As such, we are committed to maintaining the
confidentiality of your personal financial information. This document outlines
our privacy policy for visitors to our web site, as well as in connection with
the nonpublic personal information we receive regarding you
Visitors to Our Web Site. Visitors to our web site
remain anonymous, unless they register for a service or otherwise elect to
disclose their identity to us. Although we do not collect personally
identifying information about persons who simply visit our site, we do collect
certain limited information about visitors, such as their IP address (a numeric
address assigned automatically to computers when they access the Internet). We
also may place "cookies" on a computer to track a visitor's use of our web
site. A cookie is a piece of data that is stored on your hard drive. It takes
up very little room on your system and helps us to customize our site and make
its navigation easier for you. We sometimes use cookies to help estimate the
number of visitors to our site and to determine which areas are the most
popular. Unless you register with us for a service (such as our online banking
service), the cookie does not provide us with any personally identifying
information about you, such as your name or address.
Our Collection and Use of Information About You. We
collect nonpublic personal information about you in order to understand your
needs, administer our business, process your transactions, and provide you with
products and services. We obtain nonpublic personal information about you from
the following sources:
-
Information you provide to us by telephone, on applications, in membership
requests, at our web site, and on other forms (such as your name, address,
telephone number and date of birth);
-
Information about your transactions with us, joint marketers, or others (such
as your card balance, payment history,parties to transactions, and card usage);
and
-
Information we receive from a consumer reporting agency (such as your
creditworthiness and credit history).
Our Disclosure of Information. We may disclose all
of the information we collect, as described above, to financial institutions
with whom we have joint marketing agreements, such as insurance agents and card
issuers, so that they can market goods and services to you. We also may
disclose:
-
Some of this information, such as your name and address, to companies that perform marketing services on our behalf (e.g., to companies that assist us with mailings).
-
Information about your card, membership, and transactions: (a) where it is necessary or helpful to effect, process or confirm your membership and transactions; (b) to verify the existence and availability of funds associated with your card; (c) to comply with legal process, such as subpoenas and court orders; (d) to law enforcement authorities if we believe a crime has been committed; and (e) if you give us your consent.
We do not disclose nonpublic personal information about our
current or former customers to unaffiliated third parties except as set forth
in this policy or as permitted by law.
Other Privacy Rights. We will comply with applicable
state laws regarding the information we share about you. Certain state laws
restrict the types of information that we may disclose about you or require
that we provide you with additional notices or opt-out rights. If our records
reflect that you are a resident of Vermont, for example, our sharing of
information about you with nonaffiliated third parties with whom we have joint
marketing agreements will be limited to information about your name, contact
information, and our own transactions and experiences with you.
Maintaining Accurate Information. We have a process
in place that helps us to maintain the accuracy of the personally identifiable
information that we collect. Please visit our web site at
www.greendotonline.com to review and correct information about yourself, such
as a change in your name, address or e-mail address. If you believe that our
information is inaccurate or incomplete, you also can contact us at the number
or address listed below and ask us to correct or update our information.
Information Security. We restrict access to
nonpublic personal information about you to those employees who have a need to
know such information (e.g., to process your transactions or provide services
to you). We maintain physical, electronic, and procedural safeguards that
comply with federal standards to guard your nonpublic personal information.
Links to Other Web Sites. Our web site may feature
links to third party web sites that offer goods, services or information. Some
of these sites may appear as windows-within-windows at this site. When you
click on one of these links, you will be leaving our site and will no longer be
subject to this policy. We are not responsible for the information collection
practices of the other web sites that you visit and urge you to review their
privacy policies before you provide them with any personally identifiable
information. Third party sites may collect and use information about you in a
way that is different from this policy.
Services and Advertisements by Third Parties. Third
parties may offer services from time to time at our web site. If you provide
them with information, their use of that information will be subject to their
privacy policy, if any, and will not be subject to this policy. If you accept
third party goods or services advertised at our web site, the third party may
be able to identify that you have a relationship with us (e.g., if the offer
was only made through our site).
Minors. We feel strongly about protecting the
privacy of children and teenagers. As such, we do not knowingly collect
personally identifiable information from minors through our web site.
Changes to this Policy. We may amend (add to,
delete, or change) the terms of this Privacy Policy from time to time by
posting a notice of the change (or an amended Privacy Policy) at this website.
If required by law, we will send you a notice of the change. Your continued use
of our web site or any on-line service following notification will constitute
evidence of your agreement to the revised Policy.
Questions. If you have any questions regarding this
Policy, you can call us at the number on the back of your Card or write to us
at Green Dot Customer Service, P.O. Box 1187, Monrovia, California 91017.
|